monthly expenses excel spreadsheet reddit

#Monthly expenses excel spreadsheet reddit how to#
#Monthly expenses excel spreadsheet reddit mods#

Then you can basically run any script you like on them, as your data isn't in someone else's database or in an awkward proprietary format etc. Basically defining your accounts and recording your transactions in plain text files following a simple format in the normal double entry way. I have a pretty obscure answer, which some may find interesting. Look for Chartered and/or Certified Financial Planners: Treat any information, recommendations or 'advice' that you read here with caution and always do your own research.įor financial advice, consider seeking out a professional. This subreddit is not a source of regulated financial advice. Overwhelmed? Start with our Recommended ResourcesĮxchange Rate and Market Timing Questions (and why they're banned) Important Information Speak to StepChange, a debt-management charity, or Citizen's Advice Useful Resources Official UKPF Discord Server - Discuss your pounds and pence in real-time.

#Monthly expenses excel spreadsheet reddit mods#

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#Monthly expenses excel spreadsheet reddit how to#

You can find out how to get the most out of our subreddit First time poster?

Home Budget - Our original selection of home budget worksheets.Discuss, learn and request advice on how to obtain, budget, protect, save and invest your pounds and pence.

Family Budget Planner A yearly budget planner, with the same categories as the household budget spreadsheet.

Household Budget Spreadsheet (monthly) - More detailed and includes child expenses.

Personal Budget Spreadsheet The 12-month version of the above spreadsheet.

Money Manger - A more advanced budget management tool for Excel.

After making a change, you should check the formulas to make sure they are still correct. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. The Monthly Budget Summary table in the upper right of the worksheet totals up all your income and expenses and calculates your Net as Income minus Expenses. So, if you spend more than you budgeted for, the value in the Difference column will be red - to help it stand out as a warning. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. The calculations in the 'Difference' column are set up so that negative numbers are bad. Using the Personal Monthly Budget Template See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting. At the end of the month, you record in the 'Actual' column how much you really spent during the month.įor a more detailed set of budget categories, see the Household Budget worksheet. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the 'Budget' column. The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. Some numbers are included in the Home Expenses category as an example, but you'll want to replace those numbers with your own. To use this template, just fill in numbers that are highlighted with a light-blue background (the Budget and Actual columns).